Step 22 To Buying A Home: Get Your Downpayment Ready

After you sent the 90-day bank statement and the  mortgage lender (bank) accepted your proof of downpayment, it’s time to transfer all your downpayment to one account so that it will be easy to wire or deposit the money to your lawyer’s account in trust. If you are putting a big downpayment, please contact your […]

Step 25 to Buying A Home: Attend a Buyer Walkthrough

Buyer walk through or Final Buyer Visit is normally set a few days before closing. This is the time you can bring some of your close family to see the home that you fell in love with. Please advise your Realtor (that’s us!) if you’re bringing people other than the buyers (that’s you!) in the […]

Step 24 to Buying A Home: Time To Sign With Lawyer

If you made it this far, then you have managed to put your ducks in a row. If you used our recommended lawyer then you have fulfilled all the steps and has transferred your down payment to the lawyer in trust. If you are technically savvy, then this step will be done using virtual signing […]

Step 27 to Buying a Home: Moving Day!

If you did your homework in Step 26 To Buying A Home, then it should be a breeze. But if you get so excited and forgot all the steps, here’s a recap: Schedule a cleaning crew or clean everything in your new house a day or two before your scheduled move. The sellers are only […]

Step 21 to Buying a New Home: Book Your Move and Start Packing!

Are you ready to start moving into your new home? Step 21 helps make your move easy and stress-free! From hiring movers to organizing your stuff, we have key tips for quick packing, timing your move, and throwing a fun moving party. Discover the best ways to label boxes and keep your essentials handy. Check out our guide and make moving day simple!

Step 20 to Buying a Home: Shop for Home (Fire) Insurance

A few weeks before your closing, your lawyer and mortgage lender will request for a home insurance or fire insurance. If you will be buying your home with a mortgage, this step is mandatory. They will not fund your purchase without this insurance. To save on the premium, get this where you currently have your […]

Step 19 to Buying a Home: Register your utilities

If you haven’t done so, make a list of all the utilities that you need to sign up for in order to ensure that you have utilities running when you moved in. If this is a new experience to you, the process is easy. Google the utility provider in your area (this is the city […]

Step 15 to Buying a Home: The Appraisal

Congratulations! If you’ve gotten this far it means you’re on a roll. Now let’s talk about appraisal. One of the final and most important step in getting a mortgage is a satisfactory appraisal. This is usually ordered by the mortgage lender and the appraisal must satisfy the purchase price in order to move on and […]